That 3% Mortgage Might Be Costing You More Than You Think

You’ve probably heard it—or maybe said it yourself: “I have a 3% mortgage. I’d be crazy to give that up!” But what if that low rate is the very thing holding you back from the next chapter of your life? Whether your family is growing, you’re ready to downsize, or you simply feel stuck, it’s time to ask: what’s the true cost of staying? In this post, we’ll look at what housing experts are predicting, the financial risks of waiting, and how to shift your mindset from fear to strategy.