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Topsail Island Real Estate Market Update

February 01, 2026โ€ข2 min read

Don't let the typical January slowdown fool you โ€” the Topsail Island market just posted a 37% increase in sales compared to last January. Here's what's really happening in this market.


The Numbers

Twenty-six homes closed in January across Topsail Beach, Surf City, and North Topsail Beach. Compared to December's 43 closings, it looks like a slowdown. But compared to last January's 19 sales, you see a market that's actually gaining momentum.

Homes are selling 21% faster than a year ago. Average days on market dropped from 129 days to 102 days. That's a market where motivated buyers are making decisions.

Coast


The median sold price came in at $615,000. That's down from last January's $800,000 median, but the market isn't declining โ€” it's broadening. More buyers across different price ranges are finding opportunities.

Sales breakdown: Surf City (15), North Topsail Beach (9), Topsail Beach (2).

Current inventory: 285 active listings, median asking price $649,700. That's down 9% from December's 312 listings, even as 74 new properties came to market.

Inventory by area: North Topsail Beach (176), Surf City (94), Topsail Beach (16).



What This Means Right Now

The 36 properties under contract represent a 20% jump from December's pending count. That increase in pending activity coming out of the holiday season signals building momentum, not stagnation.

With 11 months of inventory supply, we're solidly in buyer's market territory. But inventory tightened month-over-month while pending activity increased โ€” the direction is toward fewer listings and faster sales.

For buyers: This is your market right now. You have selection, negotiating power, and sellers who understand that competitively priced homes are the ones going under contract. Homes that have been sitting since last summer? Those sellers are ready for real conversations about price and terms.

For sellers: You're competing with 285 other listings, and buyers know they have options. The homes moving in 100 days aren't the most expensive โ€” they're the ones priced right from day one.

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Breaking It Down by Price Point

January's sales distributed fairly evenly: three under $300K, six in $300Kโ€“$500K, six in $500Kโ€“$750K, five in $750Kโ€“$1M, and three luxury sales over $1.5M.

Active listings cluster most heavily in $300Kโ€“$500K (72 homes). If you're shopping the $500Kโ€“$750K sweet spot, you have 43 options.

Breaking it Down by Price PointJan Sales - Active Listings Chart


Looking Ahead

Coast

January's numbers confirm what December hinted at โ€” there's underlying strength in this market that seasonal patterns can't fully mask. The 37% increase in year-over-year sales, faster absorption rates, and the uptick in pending contracts all point to buyers who are ready to act when they find the right property.

For sellers, the strategic move is getting positioned now before the spring rush creates competition. For buyers, the current selection and motivated sellers create opportunities that typically tighten as we move into peak season.

The Topsail market isn't sleeping through January. It's setting up for what comes next.


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About Kimberly Crouch

With 25+ years of experience in real estate, finance, and accounting, Kimberly Crouch brings a unique analytical perspective to coastal real estate. As a former CPA (currently Inactive) and Director of Finance for real estate developers, she helps clients understand both the emotional and financial aspects of their real estate decisions.

๐ŸŽ— eXp Luxury Certified
๐Ÿ›ก Military Relocation Professional

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About Kimberly Crouch

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Data is from the Cape Fear MLS and is deemed to be reliable but cannot be guaranteed.

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